Platinum IRA Rollover

Platinum is a rare and valuable metal, making it an attractive option for retirement investments. It is approved for inclusion in IRAs by the IRS, offering a fantastic opportunity to diversify your portfolio for retirement. As an industrial metal, platinum has the potential to serve as an alternative source of retirement savings. It has led to increased investors opting for a Platinum IRA rollover to secure their financial future.

Platinum IRA Rollover Guide

  1. Augusta Precious Metals: Great Gold IRA Company Overall (4.6/5)
  2. Red Rock Secured: Runner Up – Best at Home Gold IRA ( 4 8/5)
  3. Goldco: Great Buyback Program (4.5/5)
  4. American Hartford Gold: Editor’s Choice – Best Prices on Bullions (4.9/5)
  5. Birch Gold Group: Great Staff Overall (4.3/5)

#1. Augusta Precious Metals: Great Gold IRA Company Overall (4.6/5)

Augusta Precious Metals has been in the precious metals industry for over half a century, providing full-service gold and silver IRA solutions. The family-owned firm is committed to assisting investors in enhancing their savings and investments, working directly with them to establish wealth and secure a comfortable retirement through gold or silver IRAs. 

As a gold IRA provider, Augusta Precious Metals showcases its expertise and dedication by participating in financial industry associations and holding a AAA rating from the Business Consumer Alliance, an A+ rating from the Better Business Bureau, and a 5.0-star rating from TrustLink. Many investors also recommend the company on social media platforms, including Facebook.

Moreover, Augusta Precious Metals has recently expanded its offerings to include platinum products for interested investors. The company understands that platinum can offer diversification benefits and has potential as a long-term investment.

Isaac Nuriani, the CEO, founded Augusta Precious Metals in 2012 to provide retirement savers with a way to safeguard their savings by purchasing precious metals. While other similar companies existed, Nuriani’s unwavering commitment to integrity set the firm apart. Augusta Precious Metals aims to provide exceptional customer-focused service and a personalized, straightforward, and cost-effective purchasing process for investing in precious metals. The company handles all paperwork on behalf of the investor to make their lives easier.

Pros & Cons


  • Transparent fee structure
  • All goods should have fair prices.
  • Excellent services for rolling over a gold ira
  • A lot of gold and silver products to choose from
  • The Better Business Bureau gave us an A+.


  • Palladium and platinum options are limited
  • High minimum amount to invest

#2. Red Rock Secured: Runner Up – Best at Home Gold IRA ( 4 8/5)

Red Rock Secured has been operating in California since 2009, helping clients diversify their investments and retirement plans securely. The company offers Gold IRAs to balance client portfolios, especially during volatile market conditions and Platinum IRA rollovers. Red Rock Secured is a precious metals broker and a proud member of the National Ethics Association.

The company caters to the unique income and growth goals of each client. With their value-driven strategies, Red Rock Secured provides access to the latest investment options, including the pre-IPO market, private placements, real estate investments, physical gold and silver, and debt vehicles.

Pros & Cons


  • Several watchdog sites have given great reviews.
  • A wide range of products.
  • Some especially appealing promotions, like the price protection plan
  • Most clients won’t have to pay any fees for their gold IRA.
  • There is a program to buy back shares.
  • Gold IRAs require $10,000.


  • No pages for each product
  • No clear information on what’s in stock.
  • No fully clear markup

#3. Goldco: Great Buyback Program (4.5/5)

Goldco is a company that offers a range of products and services to help investors achieve their financial goals. Whether you’re interested in diversifying your retirement assets with a precious metals IRA, including platinum IRA rollovers, or exploring gold and silver alone, Goldco has a team of specialists to guide the process.

Goldco prides itself on delivering exceptional customer service, educating investors on precious metals, and providing tools to help them make informed decisions in the industry. Goldco is the sole company specializing in precious metals and has caught the attention of well-known personalities like Sean Hannity, Chuck Norris, and Ben Stein.

Goldco has earned an A+ grade from the Better Business Bureau and a AAA grade from the Business Consumer Alliance for its customer-centric approach. With a proven track record of handling thousands of customers worldwide, Goldco has become a reputable and reliable name in the precious metals industry.

Pros & Cons


  • A lot of information for investors
  • Fast processing of transactions
  • Gold and silver prices at their best
  • Excellent buyback plan
  • The Better Business Bureau gave us an A+.
  • Customer service with white gloves


  • Depending on the package you choose, the prices vary.
  • A minimum investment of $25,000 is very high.

#4. American Hartford Gold: Editor’s Choice – Best Prices on Bullions (4.9/5)

The American Hartford Gold Group is a precious metals dealer that helps clients plan for their financial future by buying silver and gold. They offer “safe haven” assets that can be added to investment portfolios by buying gold and silver coins to keep at home or through precious metals individual retirement accounts (IRAs).

American Hartford Gold provides precious physical metals that can be purchased and shipped. They also assist clients in setting up silver and gold IRAs and platinum IRA rollovers. Executive Chairman Scott Gerlis has over ten years of experience selling gold and silver. In contrast, CEO Sanford Mann has over a decade of experience in the precious metals industry.

The American Hartford Gold Group provides education on investing in silver and gold to both new and experienced investors, and they offer competitive prices and prioritize their customers. Past clients have praised their friendly, expert service, reliable communication, and diverse investment options.

Pros & Cons


  • It has an A+ rating from the Better Business Bureau, five-star reviews, and thousands of happy customers.
  • Guarantee of the lowest price and no buyback fees
  • Bill O’Reilly, Rick Harrison, and other people only recommend it.
  • A specialist in precious metals will talk to you for free.
  • Newsmax, RSBN, Epoch Times, and Fox News wrote about it.


  • You need help finding coin prices on the site; you must talk to a representative.
  • For a self-directed IRA, there is no platinum or palladium.

#5. Birch Gold Group: Great Staff Overall (4.3/5)

Birch Gold Group is a company that assists people in the United States in diversifying their investment and retirement accounts by adding physical precious metals such as gold, silver, and platinum. Customers can buy gold and silver and have them shipped to their preferred location or acquire a Precious Metals IRA to purchase precious physical metals for their retirement account. The company allows customers to roll over an IRA or other eligible accounts, such as a 401k, TSP, or 403b, into an IRA supported by physical gold, silver, or platinum, without tax penalties or other consequences. 

The company has operated since 2003 and is headquartered in Burbank, California. Over the years, Birch Gold has helped thousands of satisfied customers, which has earned it an A+ rating from the Better Business Bureau and a AAA rating from the Business Consumer Alliance. By reading some of their reviews, customers can learn about the experiences of others who have purchased precious metals from Birch Gold Group. 

In addition to offering gold and silver IRAs, Birch Gold Group also assists customers in setting up platinum IRA rollovers. It allows investors to expand their investment portfolios and diversify their retirement accounts. By offering platinum IRA rollovers, Birch Gold Group can cater to a broader range of investors with varying investment preferences.

Pros & Cons


  • Customers say that the company’s customer service is the best.
  • Not only does the company have an excellent reputation with clients, but also with investment firms and professionals.
  • Customers don’t have to pay fees for the first year if they send more than $50,000.
  • The company has a lot of educational materials for its clients, and one of its top priorities is good communication.


  • There may be some fees you need to learn about. The company’s website discusses annual and set-up fees but only gives exact amounts because they can change.
  • For orders and IRAs, there are high minimum investment amounts.

What is a Platinum IRA Rollover?

The term “Platinum IRA Rollover” refers to transferring your existing retirement account into a self-directed IRA account mainly consisting of various platinum holdings. These precious metals are kept in an IRS-approved depository for secure storage. It is essential to diversify the metals when constructing a solid investment portfolio. 

You can quickly transfer funds from an outdated retirement plan, such as an employer-sponsored or individual retirement plan, to a platinum metal IRA rollover. You will not be taxed or penalized when you choose this rollover type and withdraw money before the designated time.

What Types Of Accounts Qualify For A Platinum IRA Rollover?

A platinum IRA rollover is an option for those who have left their affiliated company, non-profit organizations, and educators with a 403(b) plan. Those still connected to a 457(b), such as employees of local and state governments, firefighters, and police officers, can choose to roll over their funds into a platinum IRA if they decide to leave their position, but those still employed at age 70 and a half can select this rollover option as well. 

Government employees may also transfer their 401(k)s, 403(b)s, 457(b)s, and TSPs into a platinum IRA. Partial rollovers are available for those 59 and a half while still employed, allowing for an in-service distribution. For those who have quit their job, a hassle-free cash transfer is possible by rolling over a Roth IRA, Traditional IRA, Simple IRA, SEP, or Self-directed IRA into a platinum IRA. 

How Does A Platinum IRA Rollover Work?

Any person with one, multiple or other employer-sponsored IRA accounts or plans may quickly transfer all or a portion of their assets into a platinum IRA account. A platinum IRA rollover is what it sounds like; moving these assets is quick and easy, and you don’t have to pay any additional taxes. The rollover occurs when you request that the money and assets in your current retirement account be transferred to a platinum IRA rollover account. Any distributions from an employer retirement plan sent directly to the platinum IRA custodian constitute a rollover.

Everything You Need To Know About The Platinum IRA Rollover

Only a limited variety of platinum coins and bars have been approved for rolling into a Platinum IRA. Available in various sizes, including fractional sizes such as tenths of an ounce and half-ounces, a financial advisor can provide you with sound investment advice. Bullion bars are produced by the national government mint or any refiner that NYMEX or COMEX has approved. 

With a Platinum IRA, you can invest in more than just stocks and funds – you can access tangible metals such as gold coins and bars, palladium, silver, and real estate. Consulting with a financial advisor is recommended for investing wisely. 

How To Start A Platinum IRA Rollover?

To be eligible for a platinum IRA rollover, you must either make money or be married to someone who does. If done correctly, rolling over your old retirement account to a precious metal IRA can bring you tax advantages.

The first step is opening a self-directed retirement account with an IRS-approved custodian. Reputable financial institutions and banks qualify as custodians. Next, find a reliable broker to locate platinum or other precious metal bullion that meets IRS purity requirements. Your custodian can recommend a trustworthy broker and inform you of investment options, costs, and services.

Once you have found a broker, you can keep your bullion with your chosen custodian. Working with a qualified brokerage is essential to avoid potential pitfalls; remember that custodians charge storage fees for securing your precious metals.

Benefits Of A Platinum IRA Rollover

Hedge Against Inflation

Rolling over to a precious metal IRA offers the significant advantage of serving as an inflation hedge, particularly with platinum or other precious metals. During challenging economic times, most metals retain value, making them a reliable investment option.

Unlike paper assets, platinum has a proven track record of maintaining its value over time. Moreover, it is occasionally priced lower than gold, with quick price rebounds making it a “safe haven” investment. As a result, even during an economic crisis, investing in alternative assets such as precious metals will not harm your portfolio.

More investment choices

Transferring your funds from a standard IRA account or any employer-sponsored plan to a precious metal IRA provides more investment options.

Other investment options include bonds, mutual funds, and stocks.

, you can invest in coins and metals. By doing so, rollovers allow you to diversify your investments in various metals. While most retirement savings rely heavily on stocks, bonds, and funds, you have other investment options with a precious metal IRA.

Diversified Portfolio

Before a platinum IRA rollover, your investment portfolio may need more diversification as it is primarily limited to paper assets. However, a platinum IRA rollover can change this by adding gold, silver, platinum, and palladium to your account. Investing in precious metals offers a better long-term investment option as they tend to increase in value and maintain their worth during financial crises.

Drawbacks Of A Platinum IRA Rollover

Higher Fees

One drawback of obtaining a platinum IRA rollover is that you will have to pay higher fees, primarily due to higher storage costs charged by the custodian for keeping your actual metal secure. Although the transfer fee is low, you must cover the costs associated with shipping, purchasing, and transporting the metal.

You Cannot Store Platinum at Home.

It is essential to note that keeping precious metals at home is prohibited by the IRS when you choose to invest in a rollover account. To do so, you must adhere to strict rules. Therefore, it is crucial to remember that investing in a rollover means you cannot store the metals you invest in at home.

Frequently Ask Questions

What is a Platinum IRA Rollover? 

A Platinum IRA rollover is a type of investment that allows you to transfer retirement funds from one qualified retirement plan, such as a 401(k) or 403(b), to another qualified account, such as an Individual Retirement Account (IRA). It can be accomplished via direct transfer or by rolling the funds into a new account. 

What Are the Benefits of a Platinum IRA Rollover?

A Platinum IRA rollover can give investors more flexibility and control by allowing them to transfer their retirement savings from one provider to another. It also allows you to look into options with higher returns and lower fees while retaining tax-deferred growth. 

What Types of Investments Are Allowed in a Platinum IRA Rollover?

Most qualified retirement accounts are eligible for a Platinum IRA rollover in general. It includes stocks, bonds, mutual funds, exchange-traded funds (ETFs), gold, and other precious metals. 

Are There Any Risks Involved in a Platinum IRA Rollover?

There are always risks associated with any investment. Before making a decision, it is critical to understand all the investment details. Furthermore, you may be subject to tax penalties if you do not transfer your funds correctly. Before making any decisions, it is always advisable to seek the advice of a financial professional or a qualified tax advisor. 

Are There Any Fees Associated With a Platinum IRA Rollover?

Most financial institutions typically charge the service of transferring funds from one provider to another. Many providers, however, offer discounts or waive these fees for more significant account balances. Before deciding, you should inquire with your provider about any applicable fees. 

Final Thought – Platinum IRA Rollover

Investing in a platinum IRA rollover can be a smart way to secure your retirement investment account. Companies like Augusta Precious Metals, Red Rock Secured, Goldco, American Hartford Gold, and Birch Gold offer services to help you move your money from your current retirement account to a self-directed IRA that includes precious metals like platinum. It is essential to seek the guidance of an experienced financial planner if you need help managing your precious metal IRA. Maximizing your retirement benefits allows you to look forward to a comfortable and enjoyable retirement.

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