The Credit People: A reputable credit repair company or scam?

If you’ve got poor credit, you know that good credit would make your life easier. You know you need to take steps to fix your credit. For some people, fixing their credit involves working with a credit repair company. One legitimate credit repair company, The Credit People, has helped more than 100,000 people improve their … Read more

True Identity: Free Identity Theft Protection from TransUnion

True Identity: Free Identity Theft Protection from TransUnion An estimated 15.4 million Americans fell victim to identity theft in 2016. Costs associated with identity theft rocketed up to $16 billion dollars in 2016 alone. Nobody can stop identity theft, but careful monitoring can limit the costs of identity theft. You need to find an identity … Read more

The Best Credit Repair Companies

Poor credit will cost you. You know that, and so do the credit repair companies that advertise on late night TV. Or with roadside signs that scream, “Repair Bad Credit $299.” The credit repair business crawls with scammers who make empty promises. Should you stay away from credit repair companies? Maybe not. We’ve investigated when … Read more

Self Lender Review

How would your life improve if your credit score grew by 40 points over the next year? Could you refinance your high interest debt? Could you move out on your own or finally get ahead of your bills? On average, members at Self Lender improve their credit score by 40 points over the course of … Read more

CreditRepair.com Review

According to CreditRepair.com, “You don’t have to live with bad credit and high interest rates.” We agree, but will CreditRepair.com help you solve your credit problems? We’ve investigated the company, and this is what we found. Not a scam, but questionable value CreditRepair.com is a legitimate credit repair company. They take action to improve their … Read more

Score Sense Review: Instant 3 Credit Scores & Reports

If you’re in the market for a new loan, then you need to your credit score. And if your credit score is below 700, then you can save some serious cash by improving your credit score. At Cafe Credit, we offer guides that help you build and fix credit. But those guides won’t do any … Read more

Credit Check Total Review: All 3 FICO Scores For Just $1

EDITOR’S NOTE: We no longer recommend CreditCheck Total your credit scores. Instead try out FreeScore360 – this is a service we use on regular basis. Here at Cafe Credit, we’re hunt for tools that can help everyday people achieve their credit goals. CreditCheck Total is one product that can help you protect your identity and … Read more

FreeScore360 Review – Get Your 3 Bureau Credit Scores

FreeScore360 Review – Get Your 3 Bureau Credit Scores You know that it’s important to protect, review and and monitor your credit history. While your credit is important so is your personal identity or your family’s safety. Though cyber threats are on the rise, FreeScore360.com makes it easy to monitor and protect your credit, your … Read more

How to remove medical bills from your credit report?

Remove late payments Remove collections Remove car repossession Remove tax lien Remove charge-offs Remove judgement Goodwill letter example Repair your credit Check your credit report Check your credit score Medical debt hurts. You thought your insurance would cover some necessary medication or procedure, but the company left you footing the bill. Worse yet, an unpaid … Read more

How to remove a charge off from your credit report?

Remove late payments Remove collections Remove car repossession Remove medical bills Remove judgement Remove tax lien Goodwill letter example Fix your your credit score Get your free credit report Get your free credit score A charge off is a negative mark on your credit report that shows that you haven’t paid your credit card bill … Read more

How to remove a judgement from your credit report?

Remove late payments Remove collections Remove car repossession Remove medical bills Remove charge-offs Remove tax lien Goodwill letter example Fix your your credit report See your credit report See your credit score A judgement is bad news for your credit report and your pocketbook. It’s the court’s formal decision from a lawsuit, and it allows … Read more

How to remove a tax lien from your credit report?

Remove late payments Remove collections Remove car repossession Remove medical bills Remove charge-offs Remove judgement Goodwill letter example Fix your your credit report Check your credit score Check your credit report Your credit history shows creditors how you handle debt. but other negative information sneaks onto the report too. This includes information about Federal income … Read more

How to remove a repossession from your credit report?

Remove late payments Remove collections Remove medical bills Remove tax lien Remove charge-offs Remove judgement Goodwill letter example Clean your your credit report Free credit report Free credit score In 2015, banks reposessed 1.6 Million cars in the United States. A repossession devastates consumers personally and financially for years to come. Below we will teach … Read more

How to remove late payments from your credit report?

Remove collections Remove medical bills Remove car repossession Remove judgement Remove charge-offs Remove tax lien Goodwill letter example Fix your your credit report Get your credit report Get your credit score Late payments give your credit report a black eye. Unlike a black eye, late payments stick on your credit report for up to seven … Read more

How to remove collections from your credit report?

Get your credit report Get your credit score Remove late payments Remove charge-offs Remove car repossession Remove tax lien Goodwill letter example Fix your credit report Remove medical bills Remove judgement Are debt collectors hounding you? Do you fear that your creditors will take you to court? Then you need to work on resolving your … Read more

How To Get An 800 Credit Score? Do You Really Need It?

Credit scores are extremely important in all parts of our financial lives. A good credit score can ensure not only the possibility to get loans and have a higher credit card limit, but also it enables us to save money. If you have a good standing credit score, there is a high possibility that you … Read more

How to build credit with a credit card?

What is your credit score? Your credit history influences your ability to take out a loan, rent an apartment, obtain low cost insurance and get a job. Building your credit score is a task that you should take seriously. But you shouldn’t start paying interest to get a credit score. In this guide, we explain … Read more

Identity Theft Definition: What is a identity theft?

An expected 211 million Americans will make purchases online in 2016. Millions shop online, every single day. You’re probably one of them. You may have even purchased something today. Did you know that online shopping is just one of the many ways our identity, including financial information, can be stolen? Other “risky behaviors” include buying … Read more

First Time Home Buying: Step By Step Guide

Buying a house is one of the biggest decision you’re going to make in your life. It is important to have a clear understanding of what buying a house entails. Get Your Free Credit Score Searching for your dream home? Find out your credit score first! Learn more First of all, it costs a lot … Read more

(CPN) Credit Privacy Number – It’s a SCAM. Be aware!

A credit privacy number or CPN for short is a nine-digit number used for credit purposes instead of your social security number (SSN). When you’re signing a credit document, you need to provide your social security number, which can be for some people something they rather not do. In the age of online identity theft, … Read more

Collection Agency Debt: Impact On Your Credit Score

Credit scores are extremely important, not only for getting mortgages, loans or higher credit card limits, but even if you’re looking for a job. Some employers have started taking a look at your credit score before they even consider to hire you. Because of this, many of us have made it one of our top … Read more

How To Get Your 3 Credit Scores & Reports?

Your credit scores can be your best friend or your worst enemy. Good scores act as keys, opening financial doors for you. Poor scores serve as deadbolts, locking you out instead. If you’re in the market for a new home, new car, or even if you’re just curious, understanding the significance of  your all three … Read more

How Does a Secured Credit Card Work? All Your Questions Answered.

Secured credit cards serve a very important purpose to those who have them. First of all, they help establish a good credit history. This is especially useful if you’ve immigrated to the US or have gone through a divorce, since your credit in those cases will probably be nonexistent or extremely damaged at least. Secured … Read more

Three Major Credit Bureaus And Their Scoring Systems

Your financial well-being is determined by your credit report and your credit score, but do you know who the companies are that collect your information to provide you with your credit reports and credit scores. Your credit information is housed within three large companies that contain huge databases of credit information, known as credit bureaus … Read more