What is a Good Credit Utilization Ratio?

Credit utilization ratio refers to the percentage of available credit after what you have already used. It is the amount of remaining balances on all your credit cards divided by the total card limit and expressed as a percentage. Credit utilization ratio is a key factor in the calculation of your credit score. Your score … Read more

How to remove medical bills from your credit report?

Remove late payments Remove collections Remove car repossession Remove tax lien Remove charge-offs Remove judgement Goodwill letter example Repair your credit Check your credit report Check your credit score Medical debt hurts. You thought your insurance would cover some necessary medication or procedure, but the company left you footing the bill. Worse yet, an unpaid … Read more

How to dispute errors on your Experian credit report?

You count on the three major credit bureaus to maintain an accurate history of your credit history. But it’s up to you to spot errors in your credit report and dispute them. The bureaus deal with billions of pieces of information across millions of consumers. You can’t expect them to get everything right. But disputing … Read more

How to dispute your Transunion credit report?

In the United States, three credit reporting agencies hold the keys to your credit report. They may be powerful, but they aren’t unapproachable. In fact, one agency, TransUnion, makes it easy to dispute errors on your credit report. You can dispute your credit report at TransUnion with these four simple steps. Step One: Identify Errors … Read more

How to remove a charge off from your credit report?

Remove late payments Remove collections Remove car repossession Remove medical bills Remove judgement Remove tax lien Goodwill letter example Fix your your credit score Get your free credit report Get your free credit score A charge off is a negative mark on your credit report that shows that you haven’t paid your credit card bill … Read more

How to remove a judgement from your credit report?

Remove late payments Remove collections Remove car repossession Remove medical bills Remove charge-offs Remove tax lien Goodwill letter example Fix your your credit report See your credit report See your credit score A judgement is bad news for your credit report and your pocketbook. It’s the court’s formal decision from a lawsuit, and it allows … Read more

How to remove a tax lien from your credit report?

Remove late payments Remove collections Remove car repossession Remove medical bills Remove charge-offs Remove judgement Goodwill letter example Fix your your credit report Check your credit score Check your credit report Your credit history shows creditors how you handle debt. but other negative information sneaks onto the report too. This includes information about Federal income … Read more

How to dispute errors in your Equifax credit report?

According to an FTC study, 1 in 5 people has an error on their credit report. Errors can persist even when you bring them to the attention of the credit bureaus. 70% of consumers with errors on their report still saw errors after they disputed them. If you want to remove errors from your credit … Read more

How to get a repossession off your credit report?

Remove late payments Remove collections Remove medical bills Remove tax lien Remove charge-offs Remove judgement Goodwill letter example Clean your your credit report Free credit report Free credit score In 2015, banks reposessed 1.6 Million cars in the United States. A repossession devastates consumers personally and financially for years to come. Below we will teach … Read more

How to remove late payments from your credit report?

Remove collections Remove medical bills Remove car repossession Remove judgement Remove charge-offs Remove tax lien Goodwill letter example Fix your your credit report Get your credit report Get your credit score Late payments give your credit report a black eye. Unlike a black eye, late payments stick on your credit report for up to seven … Read more

How to remove collections from your credit report?

Get your credit report Get your credit score Remove late payments Remove charge-offs Remove car repossession Remove tax lien Goodwill letter example Fix your credit report Remove medical bills Remove judgement Are debt collectors hounding you? Do you fear that your creditors will take you to court? Then you need to work on resolving your … Read more

How to get your 3 credit scores & reports for free?

If you’re in the market for a new home, new car, or even if you’re just curious, understanding the significance of  your all three credit scores is vital. We think FreeScore360 is the best place to get all 3 credit scores and reports. It’s a very convenient and fast service. You get instant and unlimited … Read more